Vida Homeloans is excited to announce the launch of a new range of HTB specialist mortgage products for first time buyers, movers and remortgagers, including an option specifically designed for HTB staircasing.

Their specialist lending criteria applies, including a minimum income of £15k, up to four incomes accepted, impaired credit history, complex incomes and competitive new build criteria, including fast-tracked initial offer lasting six months, extendable by another six, and a dedicated new build processing team.

Help to Buy Purchase

• One free standard valuation AND £200 contribution to legal fees
• Rates from 3.79%
• Qualifying new builds up to HTB limits (£600k England / London, £300k Wales, £200k Scotland)
• Gifted deposits and HTB ISA (& bonus) permitted
• Builder incentives considered above customers 5% deposit
• Product Fee can be added to loan above Maximum LTV (England & Wales only)

Help to Buy Remortgage

• £0 product fee, one free standard valuation AND £200 contribution to legal fees
• Rates from 4.39%
• Available for remortgage £ for £ (no additional borrowing)
• Available for remortgage with staircasing/increasing the equity stake in the property

Speak to TFC Homeloans now to find out more.