Bluestone Mortgages

Extend product range to include AAA, AA, A & BBB up to 75% LTV on residential and Buy-to-Let product ranges.

Here’s a quick summary of our key features:

• We're now accepting applications across all tiers (Clear, AAA, AA, A & BBB) to a maximum LTV of 75%
• AVM’s available on qualifying loans in our Clear category, valued up to £600,000
• No credit scoring
• Up to 4 defaults & 3 CCJ’s allowed in the last 3 years per applicant (unsatisfied)
• Up to 4 missed mortgage payments in months 13-24, none in months 0-12
• Ignore all CCJ’s & Defaults under £300
• Up to 2 missed payments per unsecured credit in the last 6 months
• Minimum 1 years self-employed
• Use the latest years accounts for affordability
• Fees free remortgage products available
• Consumer Buy to Let & First-time landlords accepted

Landbay

Has launched a product range with loan-to-values (LTVs) of up to 75%.

Rates on the range start from 3.39%, and Landbay will also lend both on large and small houses in multiple occupation (HMOs) of up 12 units, multi-unit freehold blocks (MUFBs) and new-build properties.

The Mortgage Lender

Has reduced completion fees on buy-to-let loans above £500k to 0.5% and 0.75% for loans over £750k.

The reduced fees are available for individual, limited company and HMO/MUB applications up to 75% loan-to-value (LTV).

Rates starting at 3.59% for a 5-year fix at 70% LTV.